How Zakat is calculated
Nisab is the minimum wealth on which Zakat becomes due. It equals the value of 52.5 tola (about 612.36 g) of silver or 7.5 tola (about 87.48 g) of gold. Many people in Pakistan use the silver nisab, as it is lower and benefits more people in need. Zakat is due when this wealth has been held for one lunar year (hawl).
What counts as zakatable wealth
- Gold and silver (jewellery, coins, bars), valued at today's rate.
- Cash at home and money in bank accounts.
- Goods held for sale in a business.
- Money that others owe you and are likely to pay back.
- Shares and investments held for trading or saving.
Your home, car for personal use, furniture and household items are not zakatable. This calculator gives a general estimate; for specific situations, ask a qualified scholar.
Frequently asked questions
What is the nisab for Zakat in Pakistan?
Nisab is the value of 52.5 tola of silver or 7.5 tola of gold. Its rupee value changes with market prices, so enter today's rate in the calculator to see the current nisab.
What is the Zakat rate?
Zakat is 2.5% (one-fortieth) of your net zakatable wealth, once it reaches the nisab and has been held for one lunar year.
Should I use the gold or silver nisab?
Scholars differ. Many recommend the silver nisab because it is lower, so more people pay Zakat and more people in need benefit. Choose the option your scholar advises.
Is Zakat due on jewellery I wear?
Most Hanafi scholars, whose view is widely followed in Pakistan, say Zakat is due on gold and silver jewellery, including jewellery that is worn. Other schools differ, so ask your scholar.